Technology Assessment Division

Energy Efficient Mortgages

Energy Efficient Mortgages allow borrowers to qualify for higher loan amounts to cover the cost of energy efficiency improvements that are verified through a home energy rating. The savings provided by increased energy efficiency allows the borrower to stretch debt-to-income ratios, which allows the borrower to qualify for a larger loan.

Energy Efficient Mortgages
Information about Energy Efficient Mortgages from www.energystar.gov

Financing Energy Efficient Homes
Information about Energy Efficient Financing from the U.S. Department of Energy